Complimentary Portfolio Review Available for New Clients This Quarter
Wealth, structured with intention.
Prosperity Planning Guide brings loans, insurance, payments, investments, home protection and debt relief under one disciplined advisory roof — built for households who expect precision.
Every engagement at Prosperity Planning Guide is organized around six disciplines. Open a pillar to see how we structure it.
The Prosperity Planning Guide Standard
Three commitments, held plainly
I.
Fiduciary Commitment
Every recommendation is documented and reviewed against your stated objectives, not a sales quota.
II.
30-Day Review Window
Reconsider any structuring decision within thirty days at no cost, with a full written rationale.
III.
Nationwide Advisory Access
Licensed guidance available across all fifty states, delivered by advisors who hold the relevant credentials.
Market Briefing
Stay ahead of the market, one letter at a time.
A concise monthly briefing on rates, coverage shifts and portfolio positioning — written for households, not traders.
Home Loan, 30-Yr Fixed6.42%
Mutual Fund, Balanced+11.3%
Gold, Per Ounce$2,614
Digital Currency Index+6.8%
As Featured In
Recognized for disciplined advice
The Ledger Post
"A refreshingly disciplined approach to household finance."
Capital & Main
"Structuring advice that reads like a plan, not a pitch."
Bloomfield Journal
"One of the more transparent advisory practices we've reviewed."
About Prosperity Planning Guide
Built on trust, structured for growth.
Prosperity Planning Guide was founded to close the gap between financial products and financial sense — advisors who explain the ledger instead of hiding it.
Most families work with five or six disconnected providers for lending, coverage, payments and investing. Prosperity Planning Guide consolidates that into one advisory relationship, so decisions in one pillar are made with full visibility into the others.
We are licensed to operate across all fifty states, with advisors assigned by region and specialty rather than call-center queue.
6Advisory Pillars
50States Licensed
4.9Client Rating (of 5)
18 minAvg. Response Time
Client Review
Our clients have spoken
Trusted by households across the United States for straightforward, documented financial guidance.
4.9 / 5.0
"Our advisor walked us through the mortgage and insurance side by side — first time either has ever made sense together."
SM
Sarah MitchellAustin, Texas
4.8 / 5.0
"Consolidated our debt and set up a mutual fund plan in the same conversation. No pressure, just a clear ledger."
JC
James CarterDenver, Colorado
5.0 / 5.0
"The home warranty review alone paid for itself within a year. Genuinely straightforward people to work with."
ES
Emily SandersCharlotte, North Carolina
Frequently Asked
Questions, answered plainly
Yes. Prosperity Planning Guide operates under applicable state and federal financial licensing requirements, with advisors credentialed for each pillar they practice in.
Every client is assigned a lead advisor who coordinates across all six pillars, bringing in a specialist only where a license or product requires it.
The first portfolio and ledger review is complimentary. Any ongoing advisory fee is disclosed in writing before work begins.
Client data is encrypted at rest and in transit and is never sold to third parties. Full detail is available in our Privacy Policy.
Yes, at any time and without penalty. Simply reach out through the contact section and we'll reassign within one business day.
Get In Touch
Talk to an advisor
Reach the desk directly — most enquiries receive a written response within one business day.
Prosperity Planning Guide ("we," "our," "us") provides financial advisory services covering loans, insurance, digital payments, investments, home warranty and debt relief. This policy explains how client information is collected, used and safeguarded.
Information We Collect. We collect contact details, financial goals, and information voluntarily submitted through consultation forms, newsletter sign-ups and advisory sessions.
How We Use It. Information is used solely to provide advisory services, respond to enquiries, and, where consented to, send periodic market briefings. We do not sell client data to third parties.
Data Security. Client records are encrypted at rest and in transit and access is restricted to credentialed advisory staff on a need-to-know basis.
Your Rights. You may request access to, correction of, or deletion of your data at any time by contacting info@prosperityplanningguide.com, subject to applicable recordkeeping requirements for financial services.
Regulatory Basis. This policy is maintained in accordance with applicable federal and state financial privacy regulations.
Legal
Terms & Conditions
By engaging Prosperity Planning Guide's advisory services, you agree to the following terms.
Scope of Service. Prosperity Planning Guide provides guidance across loans, insurance, digital payments, investments, home warranty and debt relief. Advisors will disclose applicable licensing before making a formal recommendation.
No Guarantee of Outcome. Investment, lending and insurance products carry inherent risk. Historical performance figures referenced on this site are illustrative and do not guarantee future results.
Fees. Any advisory or placement fee is disclosed in writing prior to the start of paid engagement. The initial portfolio review is complimentary.
Termination. Either party may end the advisory relationship at any time with written notice, without penalty.
Governing Framework. These terms are governed by applicable federal and state financial services regulations in the client's state of residence.
